mooney mascot

your money, spoken for.

say what you spent. mooney writes it down, splits it, and tells you where the month went — all without opening a spreadsheet.

Get early access → See what it does

01 — Voice

"Ninety rupees on chai"

Tap once, talk, done. Amount, category, note — all parsed. Works in English, Hinglish, and everyday slang.

02 — SMS

Bank pings, caught

mooney reads GPay, PhonePe, and bank notifications locally and asks if that ₹450 at Blue Tokai was yours. Nothing leaves your phone.

03 — Splits

Who owes what, instantly

Pizza with three friends? Say it, and mooney remembers the receipt, the split, and who still hasn't paid you back.

04 — Budgets

Nudges, not guilt trips

Set a soft limit on food or fuel. mooney buzzes once at 80%, once at 100% — then goes quiet.

05 — Subscriptions

Know your burn rate

Every recurring charge tracked, renewal dates surfaced, and a running total you'll actually feel.

06 — Insights

Last month in one glance

Your categories, your rhythms, your weekend vs weekday spend — with commentary that's honest but not mean.

the mooney difference

Printed 22 Apr 2026
Typing tax— ₹0
Screens to open0
Time per entry~3 sec
Spreadsheets requirednil
Your data leaving phoneonly if you say so
Total friction≈ nothing

early access

Internal testing · Android · India first

mooney is in early testing on Android. If you'd like in, send us a note with the email address tied to your Google Play account and we'll add you to the tester list.

Email admin@octyn.co →